Meyer and Associates (“Meyer”, “we”, or “us”) maintains this Web site for your information and education. We provide information and services to you on this Web site subject to the following terms and conditions (the “Terms”).

We may periodically change the Terms, so please check back from time to time. By using this Web site, you agree to these Terms.

1. Copyrights

All content on the Web site, including text, graphics, logos, button icons, and images, and the selection and arrangement of such content is the exclusive property of Meyer or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.

2. Trademarks

The trademarks, service marks, designs, and logos (collectively, the “Trademarks”) displayed on this Web site and/or on e-mails sent to you are the registered and unregistered Trademarks of Meyer and of Meyer’s licensors. Your use of the Trademarks displayed on this Web site, except as provided in these Terms, is strictly prohibited.

3. Use of Site

You may use or download material displayed on this Web site for noncommercial, personal use only. If you download material, you must retain all copyright and other proprietary notices displayed on the materials. You may not distribute, modify, transmit, post, or otherwise use the content of this Web site and/or content contained in e-mails distributed to you from Meyer for public or commercial purposes without Meyer’s written permission. Meyer reserves the right to refuse service if we believe that your conduct violates these Terms.

4. Disclaimers, Limitations on Liability

Your use of this site is at your own risk. All information is made available “as is” without warranty, either expressed or implied, including, but not limited to, any warranty of non-infringement or any implied warranty of merchant ability or fitness for a particular purpose. Although we have taken great care to provide accurate information, the rates determined by the rate calculators and otherwise made available on this Web site are not guaranteed accurate. The calculator are intended to provide a quick rating and are provided as a convenience to Web site users. Information provided on this Web site does not constitute any agreement or contract with the parties listed or involved. For details about the policies and products described on this Web site, please refer to the actual policy or similar document. Contact us for assistance. In no event shall Meyer be liable to you for any indirect, incidental, consequential, or punitive damages arising out of your use of the Web site.

5. Privacy

For an explanation of our practices and policies related to the collection, use, and storage of our users’ information, please read our Privacy Policy.

6. Applicable Law

Any dispute arising from these Terms shall be resolved exclusively in the state and federal courts of the State of New Jersey.

Thank you for reading these Terms and for visiting Meyer and Associates’ Web site!